mobile home insurance

MOBILE HOME INSURANCE

Mobile home insurance policies are designed to safeguard manufactured homes, encompassing single-wide and double-wide trailers. This form of property insurance offers coverage for the home's structure and personal belongings. Additionally, it may include liability coverage for injuries sustained on the property and protection for additional structures like sheds or garages. It's crucial to explore and compare insurance quotes from various providers to secure the most suitable coverage and rates for your requirements. We extend our services to Dallas, Plano, Irving, Collin, Denton, Ellis, Hunt, Kaufman, Rockwall counties, and beyond.

HOW MUCH DOES MOBILE HOME INSURANCE COST?

The cost of mobile home insurance can vary depending on several factors such as the location of the property, the age and size of the home, the type of coverage and the deductible amount selected. On average, the cost of mobile home insurance can range from $300 to $1,000 per year. It is important to compare quotes from several insurance companies and determine the coverage that best fits your needs and budget.

TYPES OF MOBILE HOME INSURANCE POLICIES

There are several types of mobile home insurance policies available, including:
  • Standard Coverage: This type of policy provides protection for the physical structure of the home, as well as its contents.
  • Comprehensive Coverage: This type of policy offers a wider range of protection and typically includes coverage for personal belongings, liability protection, and coverage for temporary living expenses in the event of a covered loss.
  • Hazard Insurance: This type of policy covers damage to the home due to specific perils such as fire, wind, hail, and lightning.
  • Flood Insurance: This type of policy provides coverage for damage caused by flood, which is not typically covered by standard home insurance policies.
  • Earthquake Insurance: This type of policy provides coverage for damage caused by earthquakes, which is not typically covered by standard home insurance policies.
It is important to carefully review the coverage offered by each type of policy and select the one that best fits your needs and budget.