TERM LIFE
Term life insurance is a specific type of life insurance plan offering coverage for a predetermined period, usually 10, 20, or 30 years. It guarantees a death benefit payout to the beneficiaries if the insured individual passes away during the policy's duration. Compared to permanent life insurance, term life insurance is generally more affordable and serves as a temporary solution to address changing financial needs, such as mortgage coverage or providing for dependents.
We extend our services to Dallas, Plano, Irving, Collin, Denton, Ellis, Hunt, Kaufman, and Rockwall counties, as well as beyond. Our focus is on offering the best term policy and whole life policy options, including comprehensive term insurance plans that cater to various financial requirements.
WHAT IS TERM LIFE ?
Term life insurance is a type of life insurance that provides coverage for a specified term, usually ranging from 1 to 30 years. If the insured person dies during the term, the death benefit is paid to the beneficiaries tax-free. If the insured person does not die during the term, the policy will expire without any value. The premium for a term life insurance policy is typically lower than other types of life insurance, making it an affordable option for those who want to provide financial protection for their loved ones.
